Affordable Coverage for Unexpected Breakdowns

A vehicle service contract is an agreement that helps cover the cost of certain repairs after your manufacturer’s warranty expires. It’s designed to reduce out-of-pocket expenses when unexpected mechanical issues occur, giving you added confidence as your vehicle ages. Please understand Auto Coverage Division is not in anyway associated with your manufacturer warranty or your dealership.

Coverage varies by plan, but most vehicle service contracts help cover major components such as the engine, transmission, electrical systems, and other key parts. Options may also be available for additional components depending on the level of coverage selected.

Coverage typically begins after a short waiting period and once your initial payment is processed. Specific timing can vary depending on the plan you choose.

In most cases, you can take your vehicle to any licensed repair facility nationwide, including dealerships and certified mechanics.

Some plans may include a deductible per repair visit, depending on the coverage you select. This allows you to keep monthly costs more affordable while still reducing major repair expenses.

Routine maintenance and normal wear-and-tear items—such as oil changes, brake pads, tires, and cosmetic components—are generally not included.

If your vehicle experiences a covered issue, you would take it to a licensed repair facility. Once the issue is diagnosed, the repair process is coordinated according to your coverage.

Many vehicle service contracts are transferable, which can add value when selling your vehicle. Transfer options and fees may vary by plan.

Most plans include a cancellation period. Terms and any applicable fees may vary depending on how long the contract has been active.

The right plan depends on your vehicle, mileage, and how long you plan to keep it. Our team can help you compare options and find a plan that fits your needs and budget.

Eligibility can vary based on factors like age, mileage, and condition of the vehicle. Many vehicles qualify, and options are available for a wide range of drivers.

Coverage terms can vary, with options ranging from shorter-term plans to extended coverage based on your needs and preferences.

Getting started is simple and only takes a few minutes. Once your information is submitted, you can review available options and choose a plan that works for you.

Repair costs continue to rise, and waiting until something breaks can lead to significant out-of-pocket expenses. Securing coverage ahead of time helps you stay prepared and avoid unexpected financial stress.